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INTERNATIONAL JOURNAL OF RECENT TRENDS IN TECHNOLOGY AND ENGINEERING (IJRTTE)

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Affordable Housing in Smart Cities: Policy Integration for Urban India

Rekha Savnani
Associate Professor, Sankalchand Patel College of Engineering (SPCE), Sankalchand Patel University , India.
Bhavin Patel
Academic Head, S.S. Govinda Education Trust, Palanpur, India.

Keywords: Affordable Housing, Smart Cities, Urban Finance, PPPs, Land Value Capture, Urban Governance.

Abstract

India’s rapid urbanization has created a significant demand for affordable housing, particularly for low- and middle-income groups. Challenges such as uneven income distribution, soaring land costs, and limited infrastructure exacerbate the shortage. The Smart Cities Mission (SCM) aims to build sustainable, technology-driven urban spaces but has not fully integrated affordable housing policies. This paper reviews financial strategies including Public-Private Partnerships (PPP), Tax Increment Financing (TIF), Land Value Capture (LVC), municipal bonds, and Transit-Oriented Development (TOD), examining their role within smart city frameworks. Case studies from Pune, Ahmedabad, and Bhopal illustrate successful implementation and highlight remaining challenges. Key recommendations include establishing integrated urban finance authorities and leveraging smart technologies like GIS and AI. This integration can foster inclusive, efficient urban housing systems aligned with India’s future urban development goals.
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Details
Published
2025-08-19
Pages
1-5
Issue
Vol. 4 No. 3 (2025): IJRTTE - 04 - 03
Section
Articles

References

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